HOW TO GET READY FOR OPEN ENROLLMENT
All Obamacare (aka Affordable Care Act, Exchange, Marketplace) health care insurance must be renewed for 2024. If you want to buy new private health care insurance, want to change your plan, want to move from COBRA, this is the time to do so without any required qualifying event or documentation. There will be restrictions if you don’t act by January 15, 2024.
Open Enrollment is November 1 – January 15.
As healthcare.gov Elite Circle of Champions award winners, Jerry S. Pearlstein and Rebecca Bloomfield have been certified by the government to get you the best health care insurance and all the benefits available for 2024. Our clients will be getting emails and calls about their individual health insurance renewals.
If you did not go to the Exchange for your health insurance, the provider (Ambetter. Blue Cross, Cigna ) will send you notice of 2024 benefits and prices on November 1st. If you agree to keep the 2024 version of your plan, you won’t have to do anything. If you want to make changes, call us: 847-362-8888.
If you got your 2023 health care insurance through healthcare.gov (the Exchange, the Marketplace) but didn’t get any assistance, watch your email and USPS. The government may automatically renew your health insurance for 2024. Make sure you agree. If not, call us at 847-362-8888.
If you are getting assistance paying premiums or out-of-pocket expenses, do three things:
- Make sure you paid your 2022 federal income tax to be eligible for assistance again in 2024.
- Notify the government if there are any changes to your household size, address or projected income for 2024. Your assistance will be adjusted to fit the new circumstances. We provide award-winning help to determine options and make the changes with the government. Call 847-362-8888.
- Watch your email and USPS. The government may automatically renew your health insurance for 2024. Make sure you agree. If not, call us at 847-362-8888.
If you have no health insurance or are on COBRA call us about your options. Our services are free to you. 847-362-8888.
Never use healthcare.gov to buy or renew your health insurance. The government does not understand or give you the correct choices to fit our local doctor/hospital situation. You don’t have to go online or go alone. We’ll get you the best plan, all the benefits available and stay with you through the enrollment process and beyond. FREE.
Remember, you may not be able to purchase health insurance or make any changes to your plan after January 15th. Prepare now. Call for an appointment now. 847-362-8888.