If you’re an Illinois resident buying your own health insurance, you can’t get real major medical PPO coverage health insurance, right? Maybe! Illinois doesn’t allow individuals to get group health insurance through associations like alumni or professional groups. But … Continue reading →
Federal Report Targets Medicare Advantage Plans Jerry S. Pearlstein Insurance has advised using Original Medicare with Medicare Supplements rather than Medicare Advantage plans across the 20 years of our practice. The AARP Bulletin June 2022 article quoted below offers more … Continue reading →
It’s the month of valentines and nobody’s closer to your heart than you. But each year 1.5 million Americans suffer a hear attack or stroke. More than 800,000 of them die. Now the Department of Health and Human Services … Continue reading →
On Jan. 10, 2022, the Depts. of Labor (DOL), Health and Human Services (HHS), and the Treasury issued FAQ guidance regarding the requirements for group health plans and health insurance issuers to cover over-the-counter (OTC) COVID-19 diagnostic tests. Legal … Continue reading →
A SPECIAL NOTE Health Insurance in 2022 Federal legislation affected health insurance for millions of people in 2021. Most of that legislation ends 12/31/21. The Build Back Better Act holds provisions that could affect health insurance in 2022. We consider … Continue reading →
OOPS! Missed the December 15 Deadline? Open Enrollment for Affordable Care Act (ACA, Obamacare, Exchange) health insurance started November 1st. It ended December 15th. Anyone under 65 could get health care insurance for themselves and their families starting January 1st, … Continue reading →
Is Medicare Advantage Really an Advantage? We answer this question a lot between October 15 and December 7. That’s Open Enrollment for Medicare and the time to switch Advantage plans or from Advantage to a Medicare Supplement plan. What is … Continue reading →
What is an HSA? A Health Savings Account is a tax-free bank or savings account combined with a high-deductible health plan. For example, Bronze PPO plans can be HSA plans. It’s a federal program that allows you to deduct your … Continue reading →
HEALTH INSURANCE 2022 IMPORTANT DATES We don’t live in a world where people can choose or change health insurance whenever they want. If you work for a company, they have their Open Enrollment Periods. People who buy their own health … Continue reading →
All Obamacare (aka Affordable Care Act, Exchange, Marketplace) health care insurance must be renewed for 2022. If you want to buy new private health care insurance, want to change your plan, want to move from COBRA, this is the time … Continue reading →