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Can You Get a Group PPO?

Jerry S. Pearlstein Health Care Insurance, Ltd. Posted on June 14, 2022 by Linda CannizzoJune 14, 2022

If you’re an Illinois resident buying your own health insurance, you can’t get real major medical PPO coverage health insurance, right? Maybe!   Illinois doesn’t allow individuals to get group health insurance through associations like alumni or professional groups. But … Continue reading →

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Federal Report Targets Medicare Advantage Plans

Jerry S. Pearlstein Health Care Insurance, Ltd. Posted on June 14, 2022 by Linda CannizzoJune 14, 2022

Federal Report Targets Medicare Advantage Plans Jerry S. Pearlstein Insurance has advised using Original Medicare with Medicare Supplements rather than Medicare Advantage plans across the 20 years of our practice. The AARP Bulletin June 2022 article quoted below offers more … Continue reading →

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Seven Steps to Save Your Heart

Jerry S. Pearlstein Health Care Insurance, Ltd. Posted on February 15, 2022 by Linda CannizzoFebruary 15, 2022

It’s the month of valentines and nobody’s closer to your heart than you. But each year 1.5 million Americans suffer a hear attack or stroke. More than 800,000 of them die.   Now the Department of Health and Human Services … Continue reading →

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Insurance Coverage of OTC COVID Tests

Jerry S. Pearlstein Health Care Insurance, Ltd. Posted on February 15, 2022 by Linda CannizzoFebruary 15, 2022

On Jan. 10, 2022, the Depts. of Labor (DOL), Health and Human Services (HHS), and the Treasury issued FAQ guidance regarding the requirements for group health plans and health insurance issuers to cover over-the-counter (OTC) COVID-19 diagnostic tests.    Legal … Continue reading →

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A SPECIAL NOTE Health Insurance in 2022

Jerry S. Pearlstein Health Care Insurance, Ltd. Posted on December 14, 2021 by Linda CannizzoDecember 14, 2021

A SPECIAL NOTE Health Insurance in 2022 Federal legislation affected health insurance for millions of people in 2021. Most of that legislation ends 12/31/21. The Build Back Better Act holds provisions that could affect health insurance in 2022. We consider … Continue reading →

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OOPS! Missed the December 15 Deadline?

Jerry S. Pearlstein Health Care Insurance, Ltd. Posted on December 14, 2021 by Linda CannizzoDecember 14, 2021

OOPS! Missed the December 15 Deadline? Open Enrollment for Affordable Care Act (ACA, Obamacare, Exchange) health insurance started November 1st. It ended December 15th. Anyone under 65 could get health care insurance for themselves and their families starting January 1st, … Continue reading →

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Is Medicare Advantage Really an Advantage?

Jerry S. Pearlstein Health Care Insurance, Ltd. Posted on November 15, 2021 by Linda CannizzoNovember 15, 2021

Is Medicare Advantage Really an Advantage? We answer this question a lot between October 15 and December 7. That’s Open Enrollment for Medicare and the time to switch Advantage plans or from Advantage to a Medicare Supplement plan. What is … Continue reading →

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HSA: HEALTH INSURANCE THAT COSTS LESS AND PUTS MONEY IN THE BANK

Jerry S. Pearlstein Health Care Insurance, Ltd. Posted on October 18, 2021 by Linda CannizzoOctober 18, 2021

What is an HSA? A Health Savings Account is a tax-free bank or savings account combined with a high-deductible health plan. For example, Bronze PPO plans can be HSA plans. It’s a federal program that allows you to deduct your … Continue reading →

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HEALTH INSURANCE 2022 IMPORTANT DATES

Jerry S. Pearlstein Health Care Insurance, Ltd. Posted on October 4, 2021 by Linda CannizzoOctober 4, 2021

HEALTH INSURANCE 2022 IMPORTANT DATES We don’t live in a world where people can choose or change health insurance whenever they want. If you work for a company, they have their Open Enrollment Periods. People who buy their own health … Continue reading →

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HOW TO GET READY FOR OPEN ENROLLMENT

Jerry S. Pearlstein Health Care Insurance, Ltd. Posted on October 4, 2021 by Linda CannizzoOctober 4, 2021

All Obamacare (aka Affordable Care Act, Exchange, Marketplace) health care insurance must be renewed for 2022. If you want to buy new private health care insurance, want to change your plan, want to move from COBRA, this is the time … Continue reading →

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Testimonials

Jerry and Rebecca have been providing our family excellent, practical advice on our insurance needs for years, along with top flight service. We are extremely pleased and highly recommend them.

Robert Bartels
Thank you so much for your help with Tom’s insurance. We couldn’t have done it without you!
Leslie and Tom Schroeder

. A pleasure to work with!

Elisabeth Treger
Jerry and Rebecca have helped me navigate the annual healthcare enrollment for the past 3 years, including Healthcare.gov. They have helped me select the appropriate ACA policies for me as well as the Medicare policies for my husband. They are caring and quick to respond to any questions I might have throughout the year. I wholeheartedly recommend their agency.
Debbi Holtz
I just want you to know that signing up for the Blue Cross Blue Shield health insurance plan this year was the smoothest experience we’ve ever had since Obamacare started.
Steve and Becky Palumbo
Thanks Jerry & Rebecca for your knowledge, professionalism and kindness. We can always tell you have our best interests in mind. We never feel rushed and you always address any questions and concerns. You put our minds at ease knowing it will be done right.
Ellyn Benovsky

The support I receive from Jerry and Rebecca is unparalleled. They go above and beyond providing customized guidance and recommendations while seeing me as an individual. They are prompt, extremely knowledgeable, and are dedicated to ensuring my needs are fully met. I highly recommend them!

Christine Lutz

It was a pleasure working with Rebecca. She provided me with the options for healthcare that met my needs

Lee Rosenbaum
Words cannot describe my gratitude for your continuous loyalty and perseverance in assisting me with my Health Insurance needs.
Margaret Buckman
Thank you! We appreciate your quick and thorough service!
Ralph and Jean Witbeck

Jerry S. Pearlstein, Insurance, Ltd.
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