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Can You Get a Group PPO?

Jerry S. Pearlstein Health Care Insurance, Ltd. Posted on June 14, 2022 by Linda CannizzoJune 14, 2022

If you’re an Illinois resident buying your own health insurance, you can’t get real major medical PPO coverage health insurance, right? Maybe!   Illinois doesn’t allow individuals to get group health insurance through associations like alumni or professional groups. But … Continue reading →

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Federal Report Targets Medicare Advantage Plans

Jerry S. Pearlstein Health Care Insurance, Ltd. Posted on June 14, 2022 by Linda CannizzoJune 14, 2022

Federal Report Targets Medicare Advantage Plans Jerry S. Pearlstein Insurance has advised using Original Medicare with Medicare Supplements rather than Medicare Advantage plans across the 20 years of our practice. The AARP Bulletin June 2022 article quoted below offers more … Continue reading →

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Seven Steps to Save Your Heart

Jerry S. Pearlstein Health Care Insurance, Ltd. Posted on February 15, 2022 by Linda CannizzoFebruary 15, 2022

It’s the month of valentines and nobody’s closer to your heart than you. But each year 1.5 million Americans suffer a hear attack or stroke. More than 800,000 of them die.   Now the Department of Health and Human Services … Continue reading →

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Insurance Coverage of OTC COVID Tests

Jerry S. Pearlstein Health Care Insurance, Ltd. Posted on February 15, 2022 by Linda CannizzoFebruary 15, 2022

On Jan. 10, 2022, the Depts. of Labor (DOL), Health and Human Services (HHS), and the Treasury issued FAQ guidance regarding the requirements for group health plans and health insurance issuers to cover over-the-counter (OTC) COVID-19 diagnostic tests.    Legal … Continue reading →

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A SPECIAL NOTE Health Insurance in 2022

Jerry S. Pearlstein Health Care Insurance, Ltd. Posted on December 14, 2021 by Linda CannizzoDecember 14, 2021

A SPECIAL NOTE Health Insurance in 2022 Federal legislation affected health insurance for millions of people in 2021. Most of that legislation ends 12/31/21. The Build Back Better Act holds provisions that could affect health insurance in 2022. We consider … Continue reading →

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OOPS! Missed the December 15 Deadline?

Jerry S. Pearlstein Health Care Insurance, Ltd. Posted on December 14, 2021 by Linda CannizzoDecember 14, 2021

OOPS! Missed the December 15 Deadline? Open Enrollment for Affordable Care Act (ACA, Obamacare, Exchange) health insurance started November 1st. It ended December 15th. Anyone under 65 could get health care insurance for themselves and their families starting January 1st, … Continue reading →

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Is Medicare Advantage Really an Advantage?

Jerry S. Pearlstein Health Care Insurance, Ltd. Posted on November 15, 2021 by Linda CannizzoNovember 15, 2021

Is Medicare Advantage Really an Advantage? We answer this question a lot between October 15 and December 7. That’s Open Enrollment for Medicare and the time to switch Advantage plans or from Advantage to a Medicare Supplement plan. What is … Continue reading →

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HSA: HEALTH INSURANCE THAT COSTS LESS AND PUTS MONEY IN THE BANK

Jerry S. Pearlstein Health Care Insurance, Ltd. Posted on October 18, 2021 by Linda CannizzoOctober 18, 2021

What is an HSA? A Health Savings Account is a tax-free bank or savings account combined with a high-deductible health plan. For example, Bronze PPO plans can be HSA plans. It’s a federal program that allows you to deduct your … Continue reading →

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HEALTH INSURANCE 2022 IMPORTANT DATES

Jerry S. Pearlstein Health Care Insurance, Ltd. Posted on October 4, 2021 by Linda CannizzoOctober 4, 2021

HEALTH INSURANCE 2022 IMPORTANT DATES We don’t live in a world where people can choose or change health insurance whenever they want. If you work for a company, they have their Open Enrollment Periods. People who buy their own health … Continue reading →

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HOW TO GET READY FOR OPEN ENROLLMENT

Jerry S. Pearlstein Health Care Insurance, Ltd. Posted on October 4, 2021 by Linda CannizzoOctober 4, 2021

All Obamacare (aka Affordable Care Act, Exchange, Marketplace) health care insurance must be renewed for 2022. If you want to buy new private health care insurance, want to change your plan, want to move from COBRA, this is the time … Continue reading →

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Nationally recognized for dedication and commitment by Healthcare.gov for 6 years in a row!

Testimonials

It was a pleasure working with Rebecca. She provided me with the options for healthcare that met my needs

Lee Rosenbaum

Great service. Very friendly. Excellent follow-through.

Randal Hamburg

The gold standard of (Medicare) supplemental insurance… a lot more value and  invaluable peace of mind.

Michael White
Jerry and Rebecca are fantastic!! The Jerry S. Pearlstein agency has provided excellent service and advice in arranging health plans for my family members. We are extremely grateful, and recommend JSP to all of our friends working on their own health plans.
H. John Gilbertson

There is nothing more stressful than having to sort through health insurance needs on an annual basis, especially when the market is in constant flux. Having Jerry and Rebecca as our broker eliminates 99% of that. They go to bat for our family as well as our business whenever needed. I can’t recommend them enough!

 

Natasha Spencer

They really know their business, I trust them totally with my insurance needs!

Jan Steiner
Thank you so much for your help with Tom’s insurance. We couldn’t have done it without you!
Leslie and Tom Schroeder

Jerry and Rebecca have been providing our family excellent, practical advice on our insurance needs for years, along with top flight service. We are extremely pleased and highly recommend them.

Robert Bartels

. A pleasure to work with!

Elisabeth Treger

This was an amazing service! Jerry was so helpful and knowledgeable. He guided me through the whole process. I recently lost my job due to Covid. Jerry helped me reduce my monthly premiums by 70%. Never would have figured this out without him. Highly recommend!

Marc Weiner

Jerry S. Pearlstein, Insurance, Ltd.
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jp@jpearlsteinltd.com

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